Same-Day Funding
Move quickly when opportunity calls.
Working capital for independent earners
Cash for the way you work.
Fast working capital for 1099 contractors, freelancers, and gig workers. Apply in minutes, get funded as soon as the same day.
Funding status
Funded: $[X,XXX]
✓ Same day
No hidden feesMinimal paperworkTerms you can understand
01
Our mission
Independent earners deserve the same access to fast capital that big businesses get—without the bank runaround.
Why 1099-Kash
Built for momentum.
Explore fundingCompetitive Rates
Funding designed around your business.
Minimal Paperwork
A focused application without the runaround.
Clear, Simple Terms
Know what you’re agreeing to before you accept.
Who we fund
Your work doesn’t fit a box. Neither do we.
Rideshare & delivery
Truckers & owner-operators
Freelancers & creatives
Trades & contractors
Real estate agents
Consultants
Do you qualify?
A few basics.
One fast start.
Every business is different. These are the general items we’ll ask about as we review your application.
See If You Qualify[X]+ months earning 1099 income
Active checking account
[X] months of recent bank statements
At least $[X,XXX] in monthly income / revenue
How it works
From application to funding.
Apply online or call us
It only takes a few minutes to tell us about you and your work.
Review your offer
See your funding options and clear terms before making a decision.
Get funded
Complete the process and receive funds as soon as the same day.
$[X]M+
Funded
[X,XXX]+
Earners funded
[X] hr
Average approval
From independent earners
Work moves fast. So did we.
★★★★★
“The process felt clear from start to finish. I knew exactly what I needed to provide.”
Jordan M.
Owner-operator
★★★★★
“I had an opportunity to take on a bigger project and needed materials fast. This helped me move.”
Alex R.
Independent contractor
★★★★★
“No drawn-out back and forth. The team understood how freelance income actually works.”
Taylor S.
Creative consultant
FAQ
Good questions.
Straight answers.
What is 1099-Kash?
1099-Kash provides working capital options built for independent contractors, freelancers, gig workers, and other self-employed earners.
Who qualifies?
Eligibility depends on your time earning 1099 income, recent revenue, account activity, and other underwriting factors.
How fast can I get funded?
Qualified applicants may receive funds as soon as the same business day after final approval.
What documents do I need?
You’ll typically need identification and recent business or personal bank statements that show your 1099 income.
Does applying affect my credit?
The specific review process may vary. We’ll explain any credit check before you authorize it.
How does repayment work?
Repayment terms are shown clearly in your offer before you accept. Terms vary by applicant and funding product.